I recently went to a birthday dinner at Augustino’s in Augusta (The steak was delicious by the way!). I only knew a couple of people there, so our conversation gradually gravitated towards getting to know each other. When you first meet someone, the question “Where do you work?” is bound to come up. When it was my turn to come forth, the conversation immediately turned to current mortgage rates. I proceeded to tell my new friend, Allen, about our current mortgage rates. Not even Billy Mays could convince him to sell his house with a 2.15% interest rate. Mortgage rates always come up as topics in my conversations, so I figured you were curious too!
We always encourage our clients to use a local lender. Working with a local lender is going to save you a lot of headache. You will always be able to reach your agent, and never be bounced between employees who have to “look up your file”. They can be more lenient/flexible than an online lender, especially if applications are run in house. Most importantly they are part of your community, and will understand your situation on a personal level.
So, if you are interested in the current mortgage rates. I have provided a few graphics with interest rates for FHA, Conventional, VA, and USDA . These will be rates for Richmond County and Columbia County. If you have any extra mortgage related questions a local lender is a great resource.
Graph provided by Jared Harless with Harless Mortgage Co. It shows the average 30 year fixed rate.